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(c) In 1978, the Federal Trade Commission decided that nationwide, federal regulation was necessary. It adopted the FTC Franchise Rule, similar to, but not identical to, the UFOC. Since the UFOC provides for greater disclosure to prospective franchisees it was not preempted by the FTC Franchise Rule, thereby creating dual regulation at the federal and state level..

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“When the housing bubble burst, the West Coast had more than its fair share of underwater homeowners,” said Zillow Chief Economist Dr. Svenja Gudell. “But the strong local economy and job markets have significantly helped these housing markets recover, and several are now more expensive than they were during the housing bubble.

Here we see a well dressed lady in a formal silk gown, the bodice close fitting and the vast skirt supported by a crinoline frame, this wide, circular crinoline style typical of the early mid 1860s. The wide, open gown sleeves flaring out at the wrists represent the style of sleeve, fashionable during the 1850s and at the beginning of the 1860s, up until c.1862. Finally, her hair is drawn down over her ears in the manner of the late 1850s/early 1860s..

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