retirement savings vehicle
Combine a profit sharing plan with a Traditional 401(k), and you have the Solo 401(k) plan, a retirement savings vehicle designed for sole proprietors with no employees other than their spouses. These plans currently permit you to contribute up to $49,000 annually plus $5,500 in catch up contributions for a total of $54,500 if you are 50 or older.4The Roth 401(k). Imagine a Traditional 401(k) fused with a Roth IRA.
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